“U. S. Bankruptcy Court, Southern District of New York’s Judge Martin Glenn, presiding over the simultaneous Chapter 11 bankruptcy filings of 51 residential mortgage companies (It appears this single bankruptcy represents at least 3% of all active U.S. residential mortgages), received a whistleblower filing package today from one of the creditors in this case, a private American citizen, Greg Morse… Like millions of Americans, Morse, believed when he refinanced his home mortgage in 2008 that it was legitimate but found out otherwise when he discovered that his chain of title had been broken by Mortgage Electronic Registration Systems, Inc. (MERS)…”