Gemini Review - InvestingChannel


It’s not a stretch to call Gemini a one-stop shop for all your cryptocurrency needs.

Maybe most importantly, Gemini has been around a long time.

Founded in 2014 by Cameron and Tyler Winklevoss (the brothers who claimed Mark Zuckerberg stole their idea for Facebook), the platform centers around a plethora of features and “the four pillars of Gemini,” designed to foster user confidence.


  • Earn interest on crypto positions
  • Approximately 100 cryptocurrencies
  • Site insurance on digital assets
  • Available throughout the US


  • High fees
  • Complicated fee structure
  • Live customer support only available via email

Let’s consider the four pillars and a few of Gemini’s key amenities to help you make an informed decision about this cryptocurrency platform.

Gemini’s Four Pillars: Product, Security,
Licensing, Compliance

Taken together, these four pillars focus on a seamless and “elegant” user experience (product), gaining and maintaining user trust (security), and regulation by the New York State Department of Financial Services (NYSDFS) (licensing and compliance).

In terms of security, Gemini goes so far as to show users what is and what is not a legitimate Gemini email address. The company only communicates with customers via email and uses bank-level security to sniff out scams and other suspicious activity.

The NYSDFS requires Gemini to keep reserve capital, maintain the aforementioned tight security, and comply with banking standards set by New York Banking Law.

As far as product goes, Gemini’s slew of features nicely illustrates that pillar and its user-focused approach.

We’ll start with the basics.


You have access to approximately 100 cryptocurrencies, including the headliners such as Bitcoin, Ether, Dogecoin, and Shiba Inu.


Gemini’s fees can be on the high side, particularly for small investors. Fees climb to $2.99 on trades between $50 and $200, hitting a flat 1.49% on trades of more than $200. Active traders can realize substantial fee discounts.

With different schedules for mobile and web trading, Gemini’s fee structure tends toward the slightly complicated side, however this is hardly a major obstacle when you consider the platform’s comprehensive


Gemini Earn. You can offset fees by earning interest on your crypto positions. Gemini pays interest on a wide range of coins, starting at 0.50% and going as high as 8.05%.

Gemini Credit Card. Gemini has its own branded no annual fee Mastercard, which lets you earn crypto rewards on purchases.

Gemini Pay. Like Google or Apple Pay, Gemini Pay allows you to spend your crypto with more than 30,000 retailers, including Bed Bath & Beyond, Ulta Beauty, and The Coffee Bean & Tea Leaf.

Put your crypto to work. With Gemini Earn, you can receive up to 8.05% APY on your cryptocurrency.

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Plenty of features, including some we didn’t have room to mention here, bank-grade security, and utility in your everyday life. These characteristics make Gemini a solid choice for trading, investing in, and using crypto as long as you can get past the platform’s comparatively high and long-winded fee schedule.