Republic Bancorp Q4 Profit Rises - InvestingChannel

Republic Bancorp Q4 Profit Rises

Republic Bancorp Inc. (RBCAA: Quote), Thursday reported an increase in net income for the fourth quarter, reflecting a rise both in the net interest and non-interest income. Earnings per class A common stock came in higher than the prior-year amount while earnings per class B stock fell from last year.

For the period, the company posted net income of $6.6 million, up from $6.2 million reported a year before. Earnings per class A common stock was $0.33 versus $0.30 last year while earnings per class B stock stood at $0.21 versus $0.28 for the year-ago period.

Net interest income totaled $30.5 million, up from $26.8 million for the prior-year period. Non-interest income too witnessed a rise at $9.3 million from $6.4 million a year before.

For the quarter, return on average assets or ROA stood at 0.77 percent, up from 0.76 percent last year while return on average equity or ROE was 4.95 percent, down from 5.46 percent last year.

Further, deposits grew $249 million or 14 percent while loans grew $365 million or 16 percent for the full-year. However, provision for loan losses for the fourth quarter was $1.3 million, up from 463 thousand a year ago

Currently, the stock is up 0.85% at $22.49 on Nasdaq.

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by RTT Staff Writer

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